Health Insurance 

All full-time students are required to obtain and maintain health insurance while enrolled at RFUMS. In order to ensure that all students are in compliance with this requirement, the University offers group health insurance provided by Maksin Management Corp. Dependent coverage may also be purchased from Maksin. 

You must submit either a Health Insurance Enrollment Form or a Health Insurance Waiver Form by the 10th business day of your first academic term enrolled at the University. The waiver must be accompanied by proof of current coverage from another insurance company.   If you do not submit either a Health Insurance Enrollment form or a Health Insurance Waiver form, you will automatically be enrolled in the Maksin default plan (Plan B). 

• 2011-2012 Health Insurance Plan Booklet   

   

Dental and Vision Insurance 

The University offers group dental and vision plans provided by Guardian. Students may elect to purchase either or both of these plans at initial enrollment or during annual open enrollment periods (June 1st thru June 30th each year). Please note that if students elect to enroll in the dental plan they will not be allowed to cancel their coverage for a 1 year period of time and the vision plan requires a 2 year enrollment. Cancellation of coverage must also be done during the open enrollment periods (June 1st thru June 30th each year).

The only exception to these policies, which are required by the insurance company, is when a student leaves the University the coverage terminates at the end of the month in which the student leaves. Following are links to the plans that describe benefits as well as other informational documents.

• 2011-2012 Dental and Vision Plan Booklet
• Summary of Dental Insurance Benefits
• Summary of Vision Insurance Benefits
• Qualifying Events for Terminating Coverage
• Subscription Certificate & Evidence of Coverage:
  Your HMO Dental Plan & How To Use It
• Notice of Dependent Coverage Age

2011 – 2012 Insurance Forms 

• Health Insurance Enrollment Form
• Health Insurance Waiver Form 
• Cancel Health Insurance Form
• Vision AND Dental Insurance Enrollment Form
• Cancel Dental Insurance Form
• Cancel Vision Insurance Form
• Prescription Drug Claim Form
• Domestic Partnership Affidavit – vision and dental insurance form
• Domestic Partnership Affidavit – health insurance form  

 2011 – 2012 Monthly Insurance Premiums*

Health Insurance (both plans are PPO)	Plan A	Plan B
Student Only	$195.00	$155.00
Student & Spouse or Domestic Partner	$430.00	$346.00
Student & Child(ren)	$399.00	$319.00
Student & Family (Spouse & Children)	$635.00	$510.00

 

Dental Insurance	PPO	HMO
Student Only	$28.53	$15.13
Student & Spouse or Domestic Partner	$56.28	$29.89
Student & Child(ren)	$60.22	$31.98
Student & Family (Spouse & Children)	$87.95	$46.70

Vision Insurance	Full Feature Plan
Student Only	$6.62
Student & Spouse or Domestic Partner	$11.15
Student & Child(ren)	$11.38
Student & Family (Spouse & Children)	$18.00

 
*For complete plan details, please refer to the corresponding Plan Booklet.

 

  

Office Hours and Location Regular Office Hours:  8:30am – 4:30 pm Monday – Friday Located in Student Financial Services Health Science Building (HSB), Room G.676 Take the HSB elevator to "G" level.  Go straight out of the elevator and down the left hallway past the Fitness Center, next to the EEC.

Student Insurance Contacts Teresa Anderson at 847-578-8790 or Email teresa.anderson@rosalindfranklin.edu Marcia Ketterman at 847-578-8639 or Email marcia.ketterman@rosalindfranklin.edu