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Federal Direct Unsubsidized Stafford Loan

This is a Federal Student Loan program.

Who may apply: Students in all programs who meet the special qualifications

Special Qualifications: Students must:

  • Be enrolled at least half-time. (6 credit hours for most programs)
  • Be a U.S. Citizen or Permanent Resident

Maximum: $20,500 per academic year for graduate students; $40,500 per academic year for 1st year medical and podiatry students, and $33,000 per academic year for 1st year pharmacy students. Maximum aid is available only within rules of eligibility and students' individual Cost of Attendance.


  • Begins to accrue as soon as loan is disbursed
  • 5.41% fixed interest rate
  • Subject to change July 1, 2014

Fees: May charge up to 1.072% in Origination and Guarantee Fees


Repayment Options:

Postponing Repayment:

Borrower Rights and Responsibilities