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Student Insurance

Health Insurance

Students must maintain active health insurance coverage while in attendance at the University. Students are required to purchase the RFU Student Health Insurance Plan (SHIP) each academic year. Students who have insurance coverage may apply for a waiver to opt out of the SHIP. The University currently offers a health plan for all eligible students through AHP/BCBS. The cost information below is effective for 07/01/2020 through 06/30/2021.

Health Insurance (PPO) Plan Rates*
Student (7/1/2019-6/30-2020) $279.34/month
Student (7/1/2020-6/30/2021) $302.84/month
Fall Quarter (7/1/2020-10/31/2020) $1,211.36/quarter
Fall Incoming Student (8/1/2020-10/31/2020) $908.52
Winter Quarter (11/1/2020-2/28/2021) $1,211.36
Spring Quarter (3/1/2021-6/30/2021) $1,211.36
Summer Incoming Student (5/1/2021-6/30/2021) $605.68

*Plan rates are for the student only, dependent and spouse rates are paid directly to Academic Health Plans (AHP), complete Dependent Enrollment.
*Student Health Insurance is billed on a quarterly basis and may not be prorated.
*Student Health Insurance plan rates are subject to change without notice.

Optional Dental and Vision Insurance

RFU also offers optional dental and vision plans for all active students through Guardian. Open enrollment for optional dental and vision will be June 1st - June 30th. Enrollment information will be sent out May 31st.

Dental Insurance PPO* HMO*
Student Only $27.10 $15.55
Student and Spouse or Domestic Partner $53.47 $30.70
Student and Children $57.21 $32.86
Student and Family (Spouse and Children) $83.55 $47.98
Vision Insurance Full Feature Plan*
Student Only $5.05
Student and Spouse or Domestic Partner $8.51
Student and Children $8.68
Student and Family (Spouse and Children) $13.74

*Plan Rates Per Month - Insurance billed on a quarterly basis.

2020-2021 Open Enrollment Periods

Student Health Insurance Enrollment Periods Dates
Summer Term (Summer Incoming Students Only) 04/01/2020 - 04/20/2020
Fall Term (Returning Students Only) 05/18/2020 - 05/29/2020
Fall Term (Fall Incoming Students Only) 06/22/2020 - 07/10/2020

For additional student insurance questions please call 847-578-3217 or email student.insurance@rosalindfranklin.edu