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Student Insurance

Health Insurance

Students must maintain active health insurance coverage while in attendance at the University. Students who have insurance coverage may apply for a waiver to opt out of the SHIP. The University currently offers a health plan for all eligible students through AHP/BCBS. The cost information below is effective for 07/01/2024 through 06/30/2025.

Health Insurance (PPO) Plan Rates*
Student (7/1/2024-6/30/2025) $392.75/month
Summer Incoming Student (6/1/2024-6/30/2024, 1mo. period) $392.75
Fall Quarter (7/1/2024-10/31/2024, 4mo. period) $1,571/quarter
Fall Incoming Student (8/1/2024-10/31/2024, 3mo. period) $1,178.25 (fall)
Winter Quarter (11/1/2024-2/28/2025, 4mo. period) $1,571/quarter
Spring Quarter (3/1/2025-6/30/2025, 4mo. period) $1,571/quarter

*Plan rates are for the student only.
*Dependent and spouse rates are available directly through Academic Health Plans (AHP). For more pricing and enrollment information please visit the AHP website.
*Student Health Insurance is billed quarterly and may not be prorated.
*Student Health Insurance plan rates are subject to change without notice.

2024-2025 Enrollment/Wavier Periods

Student Health Insurance Waiver Periods Dates
Summer Term (Summer Incoming Students Only) 04/10/2024 - 05/10/2024
Fall Term (Continuing Students Only) 05/31/2024- 06/16/2024
Fall Term (Fall Incoming Students Only) 06/28/2024 - 08/01/2024
Winter Term (change period) 09/27/2024 - 10/12/2024
Spring Term (change period) 01/16/2025 - 01/30/2025

Voluntary Dental and Vision Insurance

RFU also offers voluntary dental and vision plans for all active students through Guardian. Open enrollment for voluntary dental and vision will be:

  • 05/27/2024 - 06/14/2024 for incoming summer start students and continuing students.
  • 06/28/2024 - 07/30/2024 for incoming fall start students
Dental Insurance PPO* HMO*
Student Only (annual) $357.72 $192.24
Vision Insurance Full Feature Plan*
Student Only (annual) $63.60

*Plan rates are charged annually upon enrollment.
*For more pricing and enrollment information please visit the Guardian website.

For additional student insurance questions please call 847-578-3216 or email